It’s one of the fastest-growing technologies: Remote Deposit Capture (RDC). But before you sign on, make sure you have three issues covered.
The last thing you want is for your company to go through the expense and effort to adopt RDC, only to find out you selected the wrong system!
Be certain these bases are covered, according to www.remotedepositcapture.com, and you should be confident in your choice:
1. Image Quality
Most likely it will be on you to ensure that the quality of your images is up to snuff after you scan them. But if you can get your bank to also scan for quality when it receives them, you can minimize the number of rescan requests you get or formatting changes.
2. Duplicate Item Detection
You’ve had systems in place to guard against making a duplicate payment with paper checks — now you’ll need one for scanned images, too. Your organization is responsible for ensuring you send the same image only once. But look for a bank that also checks for duplicates.
3. Processed Check Identification
So how will you track that each item was scanned only once? Some RDC systems can spray an ink or other identifier to ID what’s been scanned. A trip to your local office supply store and a rubber stamp that says “scanned” with the date works, too.