‘Save my retirement fund!’ Will feds kill 401(k) tax benefits?
Is your 401(k) in danger? A group of pension professionals thinks so.
Retirement Savings / 401(k)
2 ways you can help them sock away more for retirement
Sure, you should expect your 401(k) provider to deliver results. But there are plenty of things you can do in-house to ensure your staff gets the most from their retirement plans.
3 must-ask questions about the benefits you offer
Considering the even-bigger bite health insurance is about to take out of most employers’ budgets (thanks, Obamacare), companies are facing many tough decisions when it comes to their benefits offerings.
401(k) presentations: 4 areas that Finance needs to address
These days, 401(k) education is an absolute must for employees. For many workers, their 401(k) is their main (and sometimes only) retirement savings vehicle.
Are lifetime income guarantees the ‘next big thing’ for 401(k) plans?
Ask employees what worries them most about their 401(k) and you’ll likely hear some variation of this: It’s unstable, and I could lose virtually everything if the market crashes. It’s a reasonable fear.
DOL officially pushes back fiduciary rule date: How long does Finance have?
In a move that should come as a surprise to no one, the DOL delayed the effective date of the fiduciary rule. Now that there’s some definitive information on the rule’s timetable, Finance can move forward with its strategy.
Employer retirement plans: How your peers are helping workers save
Employer retirement plans have been in the spotlight lately. Many employers are ahead of the game, offering workers a variety of options for saving and matching contributions. So how does your company measure up against your peers? Most are opting for traditional 401(k) plans, according to XpertHR’s 2021 Employee Benefits Survey. Sixty percent of employers […]
From horses to hookers: 15 real (crazy) economic indicators
There’s no shortage of theories on when the economy will turn around. Here are 15 of the wackiest signals out there.
Handling the toughest retirement question
Has an employee ever asked you, “How do I know if I’m saving enough for retirement?”
Here’s how many of your peers will pass along tax law savings to staffers?
You’ve seen plenty of news stories about giant corporations that are passing along the savings from the new tax law to their employees. But until now, it’s been tough to get a picture of just how many employers, percentage wise, are actually going to make such a move.
HOME Act would let workers use 401(k) funds to pay mortgage
If this bill passes, it may be very hard to convince certain workers not to dip into their retirement savings when things get tough.
IRS clarifies maximum 401(k) loan amount rules: What Finance must know
Employers now have a bit more clarity when it comes to determining how to calculate the maximum amount of a participant’s 401(k) loan if they have taken out prior loans during the same plan year.
IRS provides incentives for getting low-income employees into your 401(k)
It can be a particular challenge to get employees with small paychecks to participate in a retirement plan. This tax credit may help.
IRS releases 2022 retirement plan limits
Employees who want to set aside more money for their 401(k) plans in 2022 should get ready to do so. IRS recently announced many retirement plan increases, putting your year-end prep in high gear. The 401(k) plan salary deferral limit will head up to $20,500. The current maximum contribution amount, $19,500, has been in place […]
Leaderless DOL proposes a 60-day fiduciary rule delay, asks for your input
It looks like the DOL’s controversial fiduciary rule may not take effect on its scheduled deadline after all.
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