Is your 401(k) in danger? A group of pension professionals thinks so.
Retirement Savings / 401(k)
Sure, you should expect your 401(k) provider to deliver results. But there are plenty of things you can do in-house to ensure your staff gets the most from their retirement plans.
Considering the even-bigger bite health insurance is about to take out of most employers’ budgets (thanks, Obamacare), companies are facing many tough decisions when it comes to their benefits offerings.
These days, 401(k) education is an absolute must for employees. For many workers, their 401(k) is their main (and sometimes only) retirement savings vehicle.
Ask employees what worries them most about their 401(k) and you’ll likely hear some variation of this: It’s unstable, and I could lose virtually everything if the market crashes. It’s a reasonable fear.
Fresh 401(k) data is in and it doesn’t look good.
In a move that should come as a surprise to no one, the DOL delayed the effective date of the fiduciary rule. Now that there’s some definitive information on the rule’s timetable, Finance can move forward with its strategy.
There’s no shortage of theories on when the economy will turn around. Here are 15 of the wackiest signals out there.
Has an employee ever asked you, “How do I know if I’m saving enough for retirement?”
You’ve seen plenty of news stories about giant corporations that are passing along the savings from the new tax law to their employees. But until now, it’s been tough to get a picture of just how many employers, percentage wise, are actually going to make such a move.
If this bill passes, it may be very hard to convince certain workers not to dip into their retirement savings when things get tough.
Employers now have a bit more clarity when it comes to determining how to calculate the maximum amount of a participant’s 401(k) loan if they have taken out prior loans during the same plan year.
It can be a particular challenge to get employees with small paychecks to participate in a retirement plan. This tax credit may help.
It looks like the DOL’s controversial fiduciary rule may not take effect on its scheduled deadline after all.
Most experts agree that workers should be contributing at least 10% of their paychecks to their 401(k) plan. But if the majority of your employees fall well short of that mark, you’re not alone.
It’s not all about the 401(k) anymore.
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